Features Editor

Lena Delgado

Lena Delgado is a features editor at Embedded Stack Review covering payfac infrastructure. Based in Mexico City, Lena has written for Embedded Stack Review since 2019.

1 story · Mexico City

PayFac Infrastructure

Sub-Merchant Liability and Risk Exposure in PayFac Models

PayFacs assume full liability for every sub-merchant's transactions and compliance failures.

Lena DelgadoSeptember 25, 2026

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