Embedded Stack Review — Page 2

Vertical SaaS platforms are embedding AP automation to capture revenue from outbound payments.

Software platforms can multiply payment revenue five to ten times by owning the transaction flow.

Platform operators control settlement speed through design choices, not network limits.

The processor you pick shapes your margin, compliance risk, and ability to scale.

PayFacs assume full liability for every sub-merchant's transactions and compliance failures.

PayFacs must navigate separate Visa and Mastercard registrations with distinct compliance demands.

Choosing the wrong payments model early locks your revenue ceiling for years to come.

Choose PayFac-as-a-Service for speed or registered status for margin.

Automated AP systems capture 85% of early payment discounts versus 21% for manual processes.